Robinhood ecosystem payment point

Your stablecoins.
Your card.
Your payment layer.

Fund a private virtual card with stablecoins and move from onchain funds to everyday online payments in one smooth flow.

Ξ
ETHLoading price…
USDG · Robinhood ChainUSDC · Solana
PayCart
Virtual
•••• •••• •••• 4821
Card holder
ALEX RIVERA
Valid thru
09/29
The PayCart thesis

PayCart is a Robinhood ecosystem payment point. Fund it with stablecoins — especially USDG on Robinhood Chain — and get a private virtual card issued instantly, so you can pay for anything in one smooth move, powered by x402 for speed and privacy.

Built to fund from where your assets already are

PayCart's architecture is designed to support stablecoin funding across multiple chains, starting with these networks.

U
USDG
Robinhood Chain
Supported
U
USDC
Solana
Supported

How it works

Four steps take you from a connected wallet to a card you can use online.

01

Connect

Connect your wallet to link your onchain assets to PayCart.

02

Fund

Fund your PayCart balance with a supported stablecoin.

03

Issue

A private virtual card is generated for your account.

04

Spend

Use the card for online payments, wherever cards are accepted.

Why PayCart

Stablecoin funded

Your balance is backed by stablecoins you fund directly from your wallet.

Private virtual cards

Card details are generated for you and kept masked until you choose to reveal them.

Wallet-first

Your wallet is the source of truth for funding — no intermediary custody step.

Fast settlement architecture

Built around infrastructure designed for near-instant settlement.

Multi-chain ready

Designed to extend to additional chains and stablecoins over time.

Payment-focused

One purpose: turn onchain balances into everyday card payments.

Payment infrastructure

Built for internet-native payments

PayCart is designed around modern payment infrastructure that can connect blockchain-native funds with digital commerce. x402 provides an open standard for internet-native payments and can become part of PayCart's future payment infrastructure.

x402 · open payment standard
A future building block for connecting onchain funds to commerce
Not a card network — it does not issue cards on its own
One part of a broader architecture concept, not a live feature

Security by design

Wallet-controlled funding

You initiate and approve every funding transaction from your own wallet.

Secure authentication

Account access is protected by modern authentication, built on Supabase Auth.

Private card information

Card numbers and CVV stay masked by default until you choose to reveal them.

Transaction visibility

Every funding and spending event is logged to your transaction history.

Session security

Review and manage active sessions and login activity from settings.

Account protection

Account protection controls are designed in from the start of the product.